The following fees apply to this account: Research Fee (per hour): $15.00; Research/Reconciliation Copies (per copy): $0.25; Returned Deposited Item: N/A: Stop Payments (all items): $15.00; INSUFFICIENT FUNDS ITEM (Return Check/Overdraft Charge): $20.00 (NOTE: This fee applies to overdrafts “created by check, in-person withdrawal, ATM withdrawal, or other electronic means,” as applicable.); Monthly Statement on CD-ROM: $5.00 per account; ATM Replacement Card: $5.00; Reconciliation (per hour): $15.00; New Accounts closed within 90 days: N/A; Telephone Transfers: $2.00; Check Sort:AutoSort/Imaging; Additional Statements: No Charge; Statement Info Fax (outgoing): $5.00; Night Deposit Lock Bag: $18.75 per bag; Annual Statement on CD_ROM: $25.00 per account; and Account Activity Printout:$1.00.

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