Every new business checking account includes: 
 
  • FREE Business Debit Card
  • FREE Online Banking
  • FREE Mobile Banking
  • FREE E-Statements with online check images
  • FREE Thank you gift
  • BUY BACK of your unused checks and debit cards from another financial institution **
  •  
    TOTALLY FREE BUSINESS CHECKING 
     
    This business checking is perfect for most small businesses! You'll save with no monthly service charge and no minimum balance requirement. 
    Summary of benefits: 

  • No minimum balance
  • No monthly service charge
  • 1000 free monthly transaction items *
  • Up to $10,000 currency deposited per month free
  • FREE business debit card
  • FREE online banking and mobile banking
  • FREE bill pay
  • FREE E-Statements with online check images
  • $50.00 minimum opening balance
  • Buy back of your unused checks and debit cards from another financial institution**
  •             And a FREE thank you gift *! 
    * Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. 
     
    *Includes coin and currency. If the Totally Free Business or Business Interest Account exceeds $10,000 in monthly coin and currency deposits, the account my be converted to another checking product. 
     
    * We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. 
     
    **$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. 

    BUSINESS INTEREST CHECKING 
     
    This is a great business account for those looking to keep larger balances! 
     
    Summary of benefits: 
     
  • Competitive interest
  • 1,000 FREE monthly transaction items*
  • Only $5,000 minimum balance to avoid a low monthly fee of $10.00
  • Up to $10,000 currency deposited per month FREE*
  • FREE business debit card
  • FREE online banking and mobile banking
  • FREE bill pay
  • FREE E-Statements with online check images
  • $50.00 minimum opening balance
  • Buy back of your unused checks and debit cards from another financial institution**
  •             And a FREE thank you gift *! 

    * Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. 
     
    *Includes coin and currency. If the Totally Free Business or Business Interest Account exceeds $10,000 in monthly coin and currency deposits, the account my be converted to another checking product. 
     
    * We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. 
     
    **$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. 
     
    COMMERCIAL CHECKING  
     
    This account is designed for businesses with more complex banking needs.  
     
    Summary of benefits: 
     
  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $15 monthly service charge
  • Transaction items are just .15 cents each *
  • Coin and currency deposits just .50 cents per $1,000
  • FREE business debit card
  • FREE online banking and mobile banking
  • FREE bill pay
  • FREE E-Statements with online check images
  • $50.00 minimum opening balance
  • Buy back of your unused checks and debit cards from another financial institution**
  •             And a FREE thank you gift *! 

    * Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. 
     
    *Includes coin and currency. If the Totally Free Business or Business Interest Account exceeds $10,000 in monthly coin and currency deposits, the account my be converted to another checking product. 
     
    * We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. 
     
    **$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. 
     
     
    TO ASSIST IN OPENING YOUR NEW ACCOUNT, WE MAY REQUEST THE FOLLOWNG: 
     
    Sole Proprietor 
     
  • SSN or TIN of Owner
  • Assumed Name Certificate or FIctitious Business Name may be required.
  •  
    Limited Liabilty Company 
     
  • TIN of LLC
  • Articles of Organization/Certificate of Filing and Formation
  • Operating Agreement
  •  
    Partnership 

  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  •  
    Not-For-Profit Organization 
     
  • TIN of organization
  • If incorporated, follow corporation guidelines
  • If tax exempt, IRS documentation or tax return
  • If not tax exempt, authorization letter
  •  
    Corporation 
     
  • TIN of Corporation
  • Certificate of Formation and Filing
  • Assumed Name Certificate or Fictitious Business Name may be required.
  •  
     
    FDIC
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