Checking

Every new business checking account includes:

  • FREE Business Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE eStatements with online check images
  • FREE thank you gift
  • BUY BACK of your unused checks and debit cards from another financial institution **

**$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.


Totally Free Business Checking
This business checking is perfect for most small businesses! You'll save with no monthly service charge and no minimum balance requirement.
  • No minimum balance
  • No monthly service charge
  • 1000 FREE monthly transaction items *
  • Up to $10,000 currency deposited per month FREE
  • $50.00 minimum opening balance

* Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.
*Includes coin and currency. If the Totally Free Business or Business Interest Account exceeds $10,000 in monthly coin and currency deposits, the account my be converted to another checking product.
* We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
**$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.


Business Interest Checking
This is a great business account for those looking to keep larger balances!
  • Competitive interest
  • 1,000 FREE monthly transaction items*
  • Only $5,000 minimum balance to avoid a low monthly fee of $10.00
  • Up to $10,000 coin and currency deposited per month FREE*
  • $50.00 minimum opening balance

* Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

*Includes coin and currency. If the Totally Free Business or Business Interest Account exceeds $10,000 in monthly coin and currency deposits, the account my be converted to another checking product.
* We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
**$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.


Commercial Checking
This account is designed for businesses with more complex banking needs.
  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $15 monthly service charge
  • Transaction items are just .15 cents each *
  • Coin and currency deposits just .50 cents per $1,000
  • $50.00 minimum opening balance

* Transaction items include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

*Includes coin and currency. If the Totally Free Business or Business Interest Account exceeds $10,000 in monthly coin and currency deposits, the account my be converted to another checking product.
* We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
**$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.


To assist in opening your new account, we may request the following:

Sole Proprietor

  • SSN or TIN of Owner
  • Assumed Name Certificate or Fictitious Business Name may be required.

Limited Liability Company

  • TIN of LLC
  • Articles of Organization/Certificate of Filing and Formation
  • Operating Agreement

Partnership

  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership

Not-For-Profit Organization

  • TIN of organization
  • If incorporated, follow corporation guidelines
  • If tax exempt, IRS documentation or tax return
  • If not tax exempt, authorization letter

Corporation

  • TIN of Corporation
  • Certificate of Formation and Filing
  • Assumed Name Certificate or Fictitious Business Name may be required.