Savings

Our savings account offers businesses an easy way to save with a competitive rate and low fees.

Hometown Savings

  • $100 minimum opening deposit.
  • $100 minimum daily balance.
  • $5.00 quarterly service charge if minimum daily balance is not maintained.
  • Quarterly statements provided.
  • Excessive withdrawals over six (6), during a calendar quarter, made in person or by means of automatic or telephone transfer agreements will be assessed a $2 per item fee.
  • Free On-line Banking or 24-hour Tele-Bank line.

Tiered rate Money Market Investors Account

First State Bank, Yoakum offers you a great rate with the flexibility of limited check writing. The higher your balance the more interest you earn with our Tiered rate Money Market Account.

  • $100.00 minimum opening deposit.
  • $1,000 minimum daily balance or an average daily balance of $1500 during a monthly statement cycle.
  • $10 monthly service charge if daily balance requirement is not maintained.
  • Limited to Six (6) transfers from account by means of check, pre-authorized, automatic transfers, telephone, electronic banking or third party transfers.
  • $10 per item fee for excessive withdrawals or transfers.
  • Transfers and withdrawals made in person, or at an ATM are unlimited.
  • Free On-line Banking or 24-hour Tele-Bank line.
  • Earns interest based on the following tiers:

-$1,000 to $49,999.99
-$50,000 to 99,999.99
-$100,000 to 99,999,999.99