Savings Account 
 
There are many great reasons to SAVE-emergency fund, vacation, and down payment for a home or for your next vehicle. Let us help you reach your savings goal. 

  • $100 minimum opening deposit
  • $100 minimum daily balance.  
  • $5.00 quarterly service charge if minimum daily balance is not maintained.
  • Quarterly statements provided.
  • Interest accrues daily and paid quarterly.
  • Excessive withdrawals over six (6), during a calendar quarter, made in person or by means of automatic or telephone transfer agreements will be assessed a $2 per item fee.
  • Free On-line Banking or 24-hour Tele-bank line.
  • Free ATM card issued.
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    Savings – Minors & Students 
     
    Teach your child the importance of savings and give them the head start they need for their future. 

  • $10 minimum opening deposit.
  • No minimum daily balance required.
  • No minimum balance fee associated with this account.
  • Quarterly statements provided.
  • Interest accrues daily and paid quarterly.
  • Excessive withdrawals over six (6), during a calendar quarter, made in person or by means of automatic or telephone transfer agreements will be assessed a $2 per item fee.
  • Free On-line or 24-hour Tele-bank line.
  • Free ATM card issued.
  •  
    Note: To access your account on-line, you must be at least 16 years of age. 
     
    Savings-Seniors 62+ 

  • $100 minimum opening deposit.
  • No minimum daily balance required.
  • No minimum balance fee associated with this account
  • Quarterly statement provided.
  • Interest accrues daily and paid quarterly.
  • Excessive withdrawals over six (6), during a calendar quarter, made in person or by means of automatic or telephone transfer agreements will be assessed a $2 per item fee.
  • Free On-line Banking or 24-hour Tele-bank line.
  • Free ATM card issued.
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    Savings – Custodial/TUTMA account for Child 
     
    Start a custodial savings account with an initial gift and let it grow with us. 
    Children must be under 21 years of age according to Texas law. 

  • $10 minimum opening deposit.
  • Available for children 21 years of age and under.
  • Child does not have access to funds until they reach the age prescribed by state law.
  • Only one custodian and one minor are allowed per account.  Custodian must be at least 21 years of age.
  • Interest reported on child’s Social Security number.
  • No Minimum daily balance required.
  • No minimum balance fee associated with this account.
  • Interest accrues daily and paid quarterly.
  • Quarterly statements provided.

  • * For more information on this type of account, please contact one of our new account representatives. 
     
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