Interest Rates and Annual Percentage Yields are current as of April 17. 2015. 
Rates are subject to change without notice prior to and after the effective date shown. 
Please call us to obtain the most current rate information. 
Descrition of Product- CERTIFICATE OF DEPOSITS(CD)Minimum Opening Deposit Interest RateAnnual Percentage Yield (APY)Compound MethodEarly Withdrawal Interest Penalty Grace Period
CDS less than $10,000
30 Day CD$5000.25%0.25%simple7 days5 days
60 Day CD$5000.30%0.30%simple1 month10 days
90 Day CD$5000.40%0.40%simple1 month10 days
6 Month CD$5000.50%0.50%simple3 months10 days
12 Month CD$5000.65%0.65%Quarterly3 months10 days
18 Month CD$5000.80%0.80%Quarterly6 months10 days
24 Month CD$5000.90%0.90%Quarterly6 months10 days
36 Month CD$5001.00%1.00%Quarterly6 months10 days
48 Month CD$5001.20%1.20%Quarterly6 months10 days
60 Month CD$5001.40%1.41%Quarterly6 months10 days
CDS $10,000 -$99,999.99
30 Day CD$10,0000.30%0.30%simple7 days5 days
60 Day CD$10,0000.40%0.40%simple1 month10 days
90 Day CD$10,0000.50%0.50%simple1 month10 days
6 Month CD$10,0000.65%0.65%simple3 months10 days
12 Month CD$10,0000.75%0.75%Quarterly3 months10 days
18 Month CD$10,0000.90%0.90%Quarterly6 months10 days
24 Month CD$10,0001.00%1.00%Quarterly6 months10 days
36 Month CD$10,0001.20%1.20%Quarterly6 months10 days
48 Month CD$10,0001.40%1.40%Quarterly6 months10 days
60 Month CD$10,0001.50%1.51%Quarterly6 months10 days
Jumbo CD $100,000 and over
30 Day CD$100,0000.35%0.35%simple7 days5 days
60 Day CD$100,0000.50%0.50%simple1 month10 days
90 Day CD$100,0000.60%0.60%simple1 month10 days
6 Month CD$100,0000.75%0.75%simple3 months10 days
12 Month CD$100,0000.85%0.85%Quarterly3 months10 days
18 Month CD$100,0001.00%1.00%Quarterly6 months10 days
24 Month CD$100,0001.05%1.05%Quarterly6 months10 days
36 Month CD$100,0001.30%1.30%Quarterly6 months10 days
48 Month CD$100,0001.50%1.50%Quarterly6 months10 days
60 Month CD$100,0001.75%1.76%Quarterly6 months10 days
 
36-MONTH BUMP UP CD
(NON-RENEWABLE)
$25,0001.20%1.21%Quarterly6 monthsNON-RENEWABLE
 
NOW ACCOUNT RATES
Minimum Opening DepositRateAnnual Percentage Yield (APY)
Balance Tiers:$100.00
$0.00 - $999.990.25%0.25%
$1,000.00 - $2,499.990.25%0.25%
$2,500.00 - $$9,999.990.25%0.25%
$10,000.00 and over0.30%0.30%
 
TIERED RATE MONEY MARKET INVESTORS ACCOUNT$100.00
Balance Tiers:
$1,000.00 - $49,999.990.30%0.30%
$50,000.00 - $99,999.990.35%0.35%
$100,000.00 - and over0.40%0.40%
 
SAVINGS ACCOUNT$100.000.40%0.40%
 

CD INFORMATION: The Annual Percentage Yield assumes interest remains on deposit until maturity.  A withdrawal of interest prior to maturity will reduce the Annual Percentage Yield (APY).  There is a substantial penalty for early withdrawal of Certificates of Deposit. Any penalties or maintenance charges could reduce earnings. 
Individual Retirement Account investments are Certificate of Deposits from the terms of 6 months - 60  months. 
FOR MORE DETAILED INFORMATION ON THESE PRODUCTS, CALL AND ASK TO SPEAK TO ONE OF OUR NEW ACCOUNT REPRESENTATIVES. 
FDIC
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